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APIs and Banking-as-a-Service 2026: Twelve Capabilities, One Control Layer
7 min read

APIs and Banking-as-a-Service 2026: Twelve Capabilities, One Control Layer

Having APIs is no longer the difficult part. What a buyer has to establish is how those APIs are governed, monitored and combined into customer journeys that hold up when a provider fails, a policy changes or a new jurisdiction is added.This report covers that ground across twelve capability domains, two operating models, three stages of API maturity and five elements of a durable financial platform. It reads the market through three lenses: structural, commercial and regulatory. It is written for buyers assessing a BaaS provider, an orchestration platform or a licensed entity attached to one.

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Fintech M&A Report H1 2026: $134.5B on Half the Deal Count
7 min read

Fintech M&A Report H1 2026: $134.5B on Half the Deal Count

For the first time on record, fintech companies have out-acquired banks. That single fact reframes how 2026 should be read: the businesses that spent a decade as acquisition targets are now the acquirers — and what they are buying is regulatory foundation.The 2026 Fintech M&A Report sets out where value actually sits in this cycle, how licensed financial businesses are being priced, and what buyers and sellers should plan for over the next eighteen months.

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