Nine months of local conversations produced nothing. Nine days on the marketplace produced a qualified buyer in the Gulf who had never heard of the business — and could not have, through any Baltic advisor.
N5-0114
Asset type
Electronic Money Institution, operational
Jurisdiction
Lithuania · Bank of Lithuania
Licence
EMI with EEA passporting into 22 states
Trigger
Ready to exit, needed visibility among qualified buyers
Counterparty
Gulf-based payments group, first EEA acquisition
Time to match
9 days from listing to first qualified buyer
Outcome
Sold to a buyer three time zones away
The owner had run a Vilnius-licensed EMI for six years — passported into 22 EEA states, modest but real transaction volume, clean regulatory history. He wanted out. Not distressed, not desperate: he had a second business taking his attention and no appetite for the compliance load the licence carried.
Measured against the nine months he had already spent searching locally, using his own figures for what the licence cost to keep alive while it sat unsold
30x
Faster to a qualified buyer — 9 days on the marketplace against 271 days of local search
8 months
Taken off the search, from first listing to first serious approach
€67.5k
Carrying cost avoided — compliance officer, audit and regulatory reporting at €7,500/month for eight months
3
Competing offers instead of one stalled approach, which is what moved the final price
How these are calculated
Time
Nine months covers the seller's local search before listing. Nine days is from listing to first verified buyer contact — not deal completion, which took additional months.
Engagement closes
€7,500/month is the seller's stated cost of keeping the dormant EMI compliant, covering outsourced compliance, audit and regulatory reporting. Actual costs vary.
What is not counted Title
Three competing offers created price tension, but no sale-price uplift is claimed because the figure is confidential.
The same asset, a different audience
Licence class, jurisdiction, passporting scope, year of authorisation and a revenue band. No entity name, no client list, no exact figures.
Buyers who had cleared identity and source-of-funds verification before the information memorandum was released — never a competitor fishing for diligence.
A Gulf payments group building EEA distribution, with no relationship to any Baltic advisor and no route to hearing about the asset otherwise.
"Everyone I could reach already knew everything about my business. Nobody who could actually pay for it knew it existed."
SellerEMILithuanianame withheld under NDA
Three steps from listing to match
Licence type, jurisdiction, regulator, year of issue and what is included. The entity name stays hidden until you approve a buyer
A preliminary compliance check on licence standing before the listing goes live. Full due diligence remains the buyer's responsibility
AI matching connects your asset with verified buyers searching for your licence type and jurisdiction — beyond your network
Not sure what your entity is worth? Get a valuation
Broker
Cyprus · CySEC · CIF with a live client book
Buyer
Czech Republic · ČNB authorised · CASP
M&A Team
UK and EEA · FCA and six EU regulators
A confidential read on your asset, its jurisdiction and the buyers currently searching for it. The asset name stays hidden until you approve a verified buyer
Nine months of local conversations produced nothing. Nine days on the marketplace produced a qualified buyer in the Gulf who had never heard of the business — and could not have, through any Baltic advisor.
N5-0114
Asset type
Electronic Money Institution, operational
Jurisdiction
Lithuania · Bank of Lithuania
Licence
EMI with EEA passporting into 22 states
Trigger
Ready to exit, needed visibility among qualified buyers
Counterparty
Gulf-based payments group, first EEA acquisition
Time to match
9 days from listing to first qualified buyer
Outcome
Sold to a buyer three time zones away
The owner had run a Vilnius-licensed EMI for six years — passported into 22 EEA states, modest but real transaction volume, clean regulatory history. He wanted out. Not distressed, not desperate: he had a second business taking his attention and no appetite for the compliance load the licence carried.
Measured against the nine months he had already spent searching locally, using his own figures for what the licence cost to keep alive while it sat unsold
30x
Faster to a qualified buyer — 9 days on the marketplace against 271 days of local search
8 months
Taken off the search, from first listing to first serious approach
€67.5k
Carrying cost avoided — compliance officer, audit and regulatory reporting at €7,500/month for eight months
3
Competing offers instead of one stalled approach, which is what moved the final price
How these are calculated
Time
Nine months covers the seller's local search before listing. Nine days is from listing to first verified buyer contact — not deal completion, which took additional months.
Engagement closes
€7,500/month is the seller's stated cost of keeping the dormant EMI compliant, covering outsourced compliance, audit and regulatory reporting. Actual costs vary.
What is not counted Title
Three competing offers created price tension, but no sale-price uplift is claimed because the figure is confidential.
The same asset, a different audience
Licence class, jurisdiction, passporting scope, year of authorisation and a revenue band. No entity name, no client list, no exact figures.
Buyers who had cleared identity and source-of-funds verification before the information memorandum was released — never a competitor fishing for diligence.
A Gulf payments group building EEA distribution, with no relationship to any Baltic advisor and no route to hearing about the asset otherwise.
"Everyone I could reach already knew everything about my business. Nobody who could actually pay for it knew it existed."
SellerEMILithuanianame withheld under NDA
Three steps from listing to match
Licence type, jurisdiction, regulator, year of issue and what is included. The entity name stays hidden until you approve a buyer
A preliminary compliance check on licence standing before the listing goes live. Full due diligence remains the buyer's responsibility
AI matching connects your asset with verified buyers searching for your licence type and jurisdiction — beyond your network
Not sure what your entity is worth? Get a valuation
Broker
Cyprus · CySEC · CIF with a live client book
Buyer
Czech Republic · ČNB authorised · CASP
M&A Team
UK and EEA · FCA and six EU regulators
A confidential read on your asset, its jurisdiction and the buyers currently searching for it. The asset name stays hidden until you approve a verified buyer