In-depth breakdown by category such as Operations, Staff, Requirements, Taxation, and more.
Level 2
Company Information Overview
Electronic Money Institution (EMI) in United Kingdom (UK) for Sale – Listing #894
Date: 1 Oct, 2026
Asset ID #894
A standardized N5Deal (TM) listing overview that consolidates key legal, regulatory, and business information about the asset — all the necessary information structured in one place.
ValidatedThis Asset is undergoing a preliminary compliance check. Please note that full due diligence before buying the asset should be performed by the Buyer
CountryUnited Kingdom (UK)
Type of LicenseEMI
Electronic Money Institution (EMI)
Type of BusinessEMI
Business StatusActive
Asking Price€3.3M
Asset Type
Active Business (Licensed)Active Business (Licensed): Operating financial company with a valid license, active clients, and ongoing operations.
Active Business (Licensed)
EmployeesN/A
Year of Issue2019
RegulatoryFCA
Included
VisaMastercard Principal membershipProprietary core banking software includedEstablished BaaS partnershipsCard processing and manufacturing arrangementsUKEEA corporate account-opening capabilityEU IBANsDebit and prepaid card issuanceEstablished payment-transfer and currency-exchange services
UK FCA-authorised EMI with Visa - Mastercard Principal status, BaaS partnerships and proprietary core banking software.
UK FCA-authorised EMI with Visa - Mastercard Principal status, BaaS partnerships and proprietary core banking software.
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Market Price Trend (2019-2025)
Level 1
Asset ID #894
UK FCA-authorised EMI with Visa - Mastercard Principal status, BaaS partnerships and proprietary core banking software.
Asking Price€3.3M
Asset ID Information
SellerDirect Seller
CountryUnited Kingdom (UK)
Type of BusinessEMI
Business StatusActive
Type of LicenseEMI
Other LicenseN/A
EmployeesN/A
Year of issue2019
RegulatoryFCA
Benefits
VisaMastercard Principal membershipProprietary core banking software includedEstablished BaaS partnershipsCard processing and manufacturing arrangementsUKEEA corporate account-opening capabilityEU IBANsDebit and prepaid card issuanceEstablished payment-transfer and currency-exchange services
In-depth breakdown by category such as Operations, Staff, Requirements, Taxation, and more.
Level 2
Company Information Overview
General Asset InformationUnited Kingdom – FCA-Authorised EMI with Visa / Mastercard Principal Membership
A UK-authorised Electronic Money Institution with Visa and Mastercard principal membership, established Banking-as-a-Service partnerships and a proprietary core banking system. The platform supports business account services, payment transfers, foreign exchange and debit and prepaid card issuance.
RegulatoryJurisdiction: United Kingdom.
Regulator: Financial Conduct Authority (FCA).
Licence: Authorised Electronic Money Institution (EMI).
Card Scheme Status: Visa and Mastercard principal member.
Focus Segment: Mid- and high-risk business, excluding UK/EEA-restricted categories.
Business account opening support, including EU IBANs.
SEPA, SWIFT, CHAPS and BACS transfers.
Foreign exchange and currency exchange.
Debit and prepaid card issuance.
Proprietary in-house core banking system, included in the sale.
Established Banking-as-a-Service partnerships.
UK-based MLRO and operational structure.
Active BaaS partnerships with Banking Circle, Modulr and ClearBank.
Card processing and manufacturing arrangements with tier-one providers.
Core banking infrastructure supporting the platform’s services.
FCA-compliant operating framework.
Policies and procedures in place for UK/EEA financial institutions.
External AML audit scheduled.
An established UK EMI platform combining FCA authorisation, Visa and Mastercard principal membership, BaaS partnerships and proprietary core banking technology. The business offers an operational foundation for a buyer seeking UK payment infrastructure with account, transfer, FX and card services.
Selling Reason — Exit Strategy
Selling Reason DetailsN/A
Company HistoryN/A