In-depth breakdown by category such as Operations, Staff, Requirements, Taxation, and more.
Level 2
Company Information Overview
Authorised Payment Institution (API) in United Kingdom (UK) for Sale – Listing #875
Date: 21 Sep, 2026
Asset ID #875
A standardized N5Deal (TM) listing overview that consolidates key legal, regulatory, and business information about the asset — all the necessary information structured in one place.
ValidatedThis Asset is undergoing a preliminary compliance check. Please note that full due diligence before buying the asset should be performed by the Buyer
CountryUnited Kingdom (UK)
Type of LicenseAPI
Authorised Payment Institution (API)
Type of BusinessPayment
Business StatusActive
Asking Price£1.2M
Asset Type
Active Business (Licensed)Active Business (Licensed): Operating financial company with a valid license, active clients, and ongoing operations.
Active Business (Licensed)
EmployeesN/A
Year of Issue2018
RegulatoryFCA
Included
UK API AuthorisationOperating History Since 2018Approximately GBP 2M FY2025 TurnoverGBP 125,000 Share CapitalSafeguarding ArrangementsPotential Visa Principal MembershipPotential Mastercard Principal MembershipPotential EMI Upgrade
Established UK Authorised Payment Institution operating since 2018, with approximately GBP 2M FY2025 turnover, safeguarding arrangements, daily reconciliation, PCI DSS compliance and established operational infrastructure.
Established UK Authorised Payment Institution operating since 2018, with approximately GBP 2M FY2025 turnover, safeguarding arrangements, daily reconciliation, PCI DSS compliance and established operational infrastructure.
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Market Price Trend (2019-2025)
Level 1
Asset ID #875
Established UK Authorised Payment Institution operating since 2018, with approximately GBP 2M FY2025 turnover, safeguarding arrangements, daily reconciliation, PCI DSS compliance and established operational infrastructure.
Asking Price£1.2M
Asset ID Information
SellerDirect Seller
CountryUnited Kingdom (UK)
Type of BusinessPayment
Business StatusActive
Type of LicenseAPI
Other LicenseN/A
EmployeesN/A
Year of issue2018
RegulatoryFCA
Benefits
UK API AuthorisationOperating History Since 2018Approximately GBP 2M FY2025 TurnoverGBP 125,000 Share CapitalSafeguarding ArrangementsPotential Visa Principal MembershipPotential Mastercard Principal MembershipPotential EMI Upgrade
In-depth breakdown by category such as Operations, Staff, Requirements, Taxation, and more.
Level 2
Company Information Overview
General Asset InformationUnited Kingdom – Authorised Payment Institution
An established UK Authorised Payment Institution (API) with existing revenue, a developed regulatory framework and fully implemented compliance infrastructure. The business provides a ready platform for regulated payment activities, supported by safeguarding arrangements, daily reconciliation and established payment-security controls.
Regulatory & Corporate ProfileCountry: United Kingdom.
Business Type: Authorised Payment Institution (API).
Status: Active operating business.
Share Capital: GBP 125,000.
Regulatory Foundation: UK-authorised payment institution structure.
Revenue: Approximately EUR 2 million turnover in the latest reported financial year.
The company operates an active payment business with established operational and compliance processes. Its infrastructure is designed to support payment activities while maintaining appropriate safeguarding and control over client funds.
Key features include:
Safeguarding arrangements already in place.
Daily reconciliation processes.
Established regulatory and operational infrastructure.
Documented compliance controls.
Existing revenue-generating activity.
Platform suitable for continued development and product expansion.
The business maintains a developed compliance framework supporting its authorised activities. Existing controls include safeguarding arrangements, reconciliation procedures, compliance monitoring and payment-data security measures.
The company is PCI DSS compliant and supported by an annual on-site Qualified Security Assessor review with an Attestation of Compliance. This provides an established foundation for secure payment-card data handling and ongoing security oversight.
Expansion OpportunitiesSubject to regulatory review, partner approval and applicable requirements, the platform offers several potential growth routes:
Expansion of existing payment services.
Potential upgrade to Electronic Money Institution status.
Pursuit of Visa and Mastercard Principal Membership.
Development of compliant crypto-related payment services.
Expansion of merchant and cross-border payment activity.
Integration of additional payment methods and processing partners.
Any expansion into electronic money issuance, principal card-scheme membership or crypto-related services would require separate regulatory approvals, scheme acceptance, partner onboarding and additional controls.
PositioningAn established UK Authorised Payment Institution combining existing revenue, safeguarding arrangements, daily reconciliation, PCI DSS compliance, annual QSA assessment and a developed regulatory operating framework. The platform offers an immediate UK payments foundation with clear opportunities for product expansion and broader regulated payment activity.
Selling Reason — Exit Strategy
Selling Reason DetailsN/A
Company HistoryN/A