In-depth breakdown by category such as Operations, Staff, Requirements, Taxation, and more.
Level 2
Company Information Overview
Small Payment Institution (SPI)(locally MPI) in Poland for Sale – Listing #641
Date: 18 May, 2026
Asset ID #641
A standardized N5Deal (TM) listing overview that consolidates key legal, regulatory, and business information about the asset — all the necessary information structured in one place.
ValidatedThis Asset is undergoing a preliminary compliance check. Please note that full due diligence before buying the asset should be performed by the Buyer
CountryPoland
Type of LicenseSPI
Small Payment Institution (SPI)(locally MPI)
Type of BusinessPayment
Business StatusPreviously operated
Asking Price€90.0K
Asset Type
Active Business (Licensed)Active Business (Licensed): Operating financial company with a valid license, active clients, and ongoing operations.
Active Business (Licensed)
EmployeesN/A
Year of Issue2024
RegulatoryKNF
Included
Payment GatewaySecuritySupport
PL SPI; 2024 Lic; Full Scope; Docs Website
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Market Price Trend (2019-2025)
Level 1
Asset ID #641
PL SPI; 2024 Lic; Full Scope; Docs Website
Asking Price€90.0K
Asset ID Information
SellerDirect Seller
CountryPoland
Type of BusinessPayment
Business StatusPreviously operated
Type of LicenseSPI
Other LicenseN/A
EmployeesN/A
Year of issue2024
RegulatoryKNF
Benefits
Payment GatewaySecuritySupport
In-depth breakdown by category such as Operations, Staff, Requirements, Taxation, and more.
Level 2
Company Information Overview
General Asset InformationPoland – Small Payment Institution (SPI) for Sale
A clean, newly licensed Polish Small Payment Institution (SPI) registered in 2024. This regulatory vehicle comes with a comprehensive suite of authorized services and a complete professional documentation stack, offering a "day-one" entry point into the Polish and EU payment market.
Regulatory:
- Status: Licensed Small Payment Institution (SPI) in Poland.
- Registration: Incorporated in 2024.
- License Granted: October 2024.
- Documentation: Sale includes a fully developed business plan, financial plan, risk management system description, AML procedure, and risk assessment.
Business Model:
- Authorized for the full SPI scope of services, including: - Cash deposits and withdrawals.
- Execution of direct debit services (including one-off debits).
- Payment by card and transfer orders.
- Payment Card Issuance and Acquiring.
- Payment credit / Credit card payments.
- Money transfer services.
Operations:
- Status: Clean regulatory shell with successful initial licensing.
- Assets: Company website included in the purchase price.
- Inclusions: Turnkey regulatory structure ready for immediate ownership transfer and activation.
Banking & Financial Infrastructure:
- Framework: Fully authorized for multi-channel payment processing.
- Flexibility: Clean slate for establishing preferred banking and EMI relationships across the EU.
Compliance & Status:
- 100% clean record with no operational liabilities or legacy debts.
- Professionally documented AML and risk frameworks ensure rapid operational onboarding.
- Fully compliant with current Polish KNF and EU payment service directives.
Positioning:
- A high-efficiency "Starter" SPI in the EU. This acquisition is exceptionally cost-effective for groups seeking to bypass the licensing timeline and launch payment services immediately.
With a 2024 incorporation and full authorization for card issuance and acquiring, it is the ideal vehicle for startups, fintechs, or international processors seeking a reputable Polish headquarters for immediate operations.
Selling Reason — Exit Strategy
Selling Reason DetailsN/A
Company HistoryN/A