In-depth breakdown by category such as Operations, Staff, Requirements, Taxation, and more.
Level 2
Company Information Overview
Full/National Payment Institution (NPI) - Krajowa Instytucja Płatnicza (KIP) in Poland for Sale – Listing #877
Date: 22 Sep, 2026
Asset ID #877
A standardized N5Deal (TM) listing overview that consolidates key legal, regulatory, and business information about the asset — all the necessary information structured in one place.
ValidatedThis Asset is undergoing a preliminary compliance check. Please note that full due diligence before buying the asset should be performed by the Buyer
CountryPoland
Type of LicenseFull/NPI - KIP
Full/National Payment Institution (NPI) - Krajowa Instytucja Płatnicza (KIP)
Type of BusinessPayment
Business StatusNever operated
Asking Price€1.5M
Asset Type
License onlyLicense only: Financial license only, ready for transfer.
EmployeesN/A
Year of IssueN/A
RegulatoryN/A
Included
Full KIP AuthorisationClean Corporate Carve-OutMoney Remittance ScopeScope for Card Account ExecutionEU Passporting Potential
Polish National Payment Institution (KIP) licensed entity carved out from an active group, covering cash operations, payment cards, credit transfers and money remittance.
Polish National Payment Institution (KIP) licensed entity carved out from an active group, covering cash operations, payment cards, credit transfers and money remittance.
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Market Price Trend (2019-2025)
Level 1
Asset ID #877
Polish National Payment Institution (KIP) licensed entity carved out from an active group, covering cash operations, payment cards, credit transfers and money remittance.
Asking Price€1.5M
Asset ID Information
SellerDirect Seller
CountryPoland
Type of BusinessPayment
Business StatusNever operated
Type of LicenseFull/NPI - KIP
Other LicenseN/A
EmployeesN/A
Year of issueN/A
RegulatoryN/A
Benefits
Full KIP AuthorisationClean Corporate Carve-OutMoney Remittance ScopeScope for Card Account ExecutionEU Passporting Potential
In-depth breakdown by category such as Operations, Staff, Requirements, Taxation, and more.
Level 2
Company Information Overview
General Asset InformationPoland – National Payment Institution (KIP)
A fully authorised Polish National Payment Institution (Krajowa Instytucja Płatnicza – KIP) holding a comprehensive payment services licence under Polish financial supervision. The entity is offered as a clean regulatory corporate carve-out separated from the operating business, presenting an immediate foundation for scalable European payment operations.
Regulatory Framework & StatusCountry: Poland.
License Type: National Payment Institution (KIP / API).
Regulator: Polish Financial Supervision Authority (Komisja Nadzoru Finansowego – KNF).
Status: Fully authorised regulatory entity; pre-operational state following a corporate carve-out.
European Reach: Standard EU regulatory foundation supporting passporting across the EEA under the PSD2 framework upon notification.
Corporate Condition: Clean corporate vehicle transferred without historical operating liabilities, legal encumbrances, or legacy client commitments.
The institution holds an expansive operational scope under the Polish Payment Services Act, encompassing:
Cash deposits and withdrawals from payment accounts and all necessary administrative operations for managing payment accounts.
Execution of payment transactions and transfers utilizing payment cards or equivalent payment instruments.
Execution of credit transfers, including recurring transfers and standing orders.
Issuance of proprietary payment instruments and related acquiring interfaces.
Money remittance services across domestic and cross-border corridors.
Carve-Out Structure: Legal entity cleanly segregated from former commercial infrastructure, operating accounts, and customer portfolios.
Personnel & Substance: Transferred without operational headcount, enabling the acquirer to establish dedicated governance, AML officers, and management teams aligned with internal strategic objectives.
Infrastructure Readiness: Ready for integration with proprietary payment gateways, core banking engines, acquiring processors, and card-issuing schemes.
Regulatory compliance framework aligned with KNF supervisory guidelines and EU payment directives.
Structured for deployment of custom customer onboarding workflows, KYB/KYC architecture, transaction monitoring, and AML/CTF protocols.
Streamlined supervisory notification process for change of control and management transition.
A prime EU-regulated Polish National Payment Institution (KIP) providing full payment scope, unencumbered corporate standing, and immediate EU market connectivity. An exceptional strategic vehicle for international fintech groups, acquiring institutions, remittance networks, or cross-border payment platforms seeking an uncompromised, clean regulatory platform within the European Union.
Selling Reason — Exit Strategy
Selling Reason DetailsN/A
Company HistoryN/A