General Asset InformationLithuania – AEMI (25% Minority Stake) for Sale
A high-performance Lithuanian Authorised Electronic Money Institution (AEMI) offering a 25% minority stake in a fully operational, infrastructure-rich fintech platform. This is a rare opportunity to access a top-tier EU EMI with VISA issuing, multi-rail connectivity, and international expansion already underway.
Regulatory:
- Status: Authorised Electronic Money Institution (AEMI) with the Bank of Lithuania (BoL).
- Compliance: Fully operational and regulator-aligned.
- Infrastructure: Live connectivity with CENTROlink, SEPA, SWIFT, and BIC.
Business Model:
- Full-stack EMI platform delivering card issuing, payment processing, and multi-currency financial services.
- Includes expansion into crypto (exchange & custody) via bank upgrade pathway.
Operations:
- Status: Active, scaling fintech business
- Stake: 25% minority equity sale
- Team: 22 employees (open to partial retention)
- Structure: 3 legal entities with EU + US expansion footprint
- Technology: Proprietary software, APIs, payment gateway, and mobile app (#1 Finance ranking on Google Play)
Banking & Financial Infrastructure:
- Card Issuing: VISA Principal Membership (Issuing)
- Expansion: Mastercard issuing in progress
- Processing: Integrated with DECTA
- Rail Access: CENTROlink + SEPA + SWIFT + BIC
- Additional: UnionPay license pending
- Collateral: €1M VISA collateral (incl. €420k capital requirement)
Compliance & Status:
- Fully licensed and operational with institutional-grade infrastructure
- Clean regulatory standing
- Built for scale across EU and international markets
Positioning:
- A top-tier European fintech asset offering partial exposure to a highly advanced EMI ecosystem. With VISA issuing already active, Mastercard and UnionPay expansion underway, and integrated crypto capabilities, this platform represents a rare opportunity to acquire strategic equity in a rapidly scaling, infrastructure-complete digital bank alternative.