YouLend has partnered with Intuit to deliver embedded working capital directly to QuickBooks business customers across the UK through a newly launched Capital Marketplace integrated within the accounting platform.
The collaboration makes YouLend a launch partner for Intuit UK's Capital Marketplace, which connects QuickBooks users with financing partners offering various capital solutions, including loans, lines of credit, and alternative finance options—all accessible without leaving the QuickBooks interface.
The partnership addresses a critical financing gap identified in recent Intuit research: 40% of UK entrepreneurs cite lack of capital as a barrier to growth, while 71% rely on personal savings to fund operations and 18% express concerns about rising borrowing costs.
Following a successful pilot program in 2025, the service has now rolled out nationally across the UK. During the pilot phase, QuickBooks business customers secured funding ranging from £1,000 to £2 million, with capital deployed across various sectors for both operational needs and strategic expansion.
YouLend's embedded finance model leverages business data already held within the QuickBooks platform, eliminating lengthy application processes that often cause micro-businesses to abandon financing applications. The company typically delivers funding decisions within 24 hours, with repayments linked to future sales to align with cash flow and seasonal demand patterns.
"YouLend exists to help software platforms support the small businesses that rely on them," said Dan Sinclair-Taylor, Strategic Partnerships Lead at YouLend. "By embedding our capital experience inside QuickBooks, we're giving small businesses a clearer, faster route to check their eligibility and secure funding."
The eligibility threshold has been set at just three months of trading history, broadening access to capital for early-stage businesses. QuickBooks customer Nick Bowes of Bowes Logistics Training Ltd praised the streamlined process: "The application process was simple and straightforward, and the funding has been a huge help in purchasing more equipment."
Leigh Thomas, Vice President of EMEA at Intuit, emphasized the strategic value: "Embedding a Capital Marketplace directly into the Intuit platform removes friction for QuickBooks customers, offering them faster access to funding via key partners, without impacting credit scores."
YouLend has provided funding to more than 370,000 businesses globally through partnerships with commerce, software, and payments platforms including Amazon, eBay, Shopify, Etsy, SumUp, Tide, and Dojo, operating in over ten countries.